Term Insurance

Term insurance, a basic form of life insurance, is the most affordable form as premiums are cheaper as compared to other life insurance plans. A fixed sum of money (sum assured) is paid to the beneficiaries if the policyholder expires over the policy term. If the policyholder survives, there is no pay out.

 

In India, the term insurance products are not as popular as they are globally. However, the concept is just catching up in India.

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