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This is a multi-purpose loan that can be availed by mortgaging your existing residential or commercial property. Almost all the banks and financial institutions offer a wide array of Property loans to meet financial expenses pertaining to your business, educational or personal requirements.
Usually one can avail loan upto 60-70% of the property value. They are specially designed for SMEs that are into service, manufacturing and trading businesses.
Loan can be used for working capital requirement, buying of industrial machines, business expansion, modernization, technology upgradation and other short term needs of the business.