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We often face situations which require a quick cash inflow. Personal loan fills in just that requirement. It could be a dream vacation you have been planning, higher education for self or children, weddings or hospitalization, a home renovation project or upgrade your television or washing machine.
Personal loan can also be used for deposits towards your plot, your new flat or house.
Fast approval , minimal documentation and quick disbursement.
Any individual between the age of 21-65 years
(Eligibility criteria differs from bank to bank)
Rs. 50,000/- to Rs. 15 lakhs.
Depends on monthly income, age, expenses, credit history etc.
Usually 12 to 60 months with flexible repayment option
Personal loans do not require security or collateral hence Interest rates are slightly higher and could be different for banks.