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Group Health Insurance

What is Group Health Insurance?

A Group Health Insurance Plan or a Group Health Insurance Policy is a type of insurance policy that provides health cover to the members of the group. Group Health Insurance for Employees is the most common plan. The “group” can be employees of a company or members of an organization. The main benefit of a Group Health Plan is that members of the group get insurance at a low cost as the risk is shared across the pool of insured individuals.

Benefits of Group Health Insurance Plans

  • Group Health Insurance Plans are cheaper as compared to individual health plans.

  • Some plans cover Pre-Existing Ailments of the Employees.

  • Premium Rates are generally low.

  • Some Group Health Plans provide Maternity Benefits from Day 1.

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