Loan Against Security

Loan against securities can be availed by pledging your investments in Shares, Debentures, Bonds or Mutual Fund Units. It can be used for productive purpose or for meeting contingency which are personal in nature. Thus, one can unlock the value of his investment in securities.

 

Loan can be availed:

• Against the security of Relief Bonds/Government Bonds – upto 70% of the market value

• Against Shares and Debentures - upto 50 % of market value

 

Loan amount can be 50-70% of the market value in case of shares / debenture

 

Loan can be availed:

• Against National Savings Certificates (NSC) / Kisan Vikas Patra (KVP) 

• Against FD Receipts

• Against the security of Life Insurance Policies – Margin will be % of present surrender value

 

The Margin will vary from 15-25% depending upon the product and lender